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Egan-Jones provides independent credit ratings across a broad range of asset classes and sectors, with deep analytical expertise in each.

Sector Coverage

IP & Contracts

Ratings for transactions backed by intellectual property, licensing agreements, and contractual cash flows.

IP & contract financing is a growing segment of private credit where the underlying collateral consists of contractual rights to future cash flows - including franchise agreements, government awards, intellectual property royalties, licensing agreements, service contracts, and structured settlements. Egan-Jones has developed a proprietary analytical framework for assessing the durability, enforceability, and credit quality of these cash flow streams.

Sub-Sectors We Rate
Franchise agreements
Government awards
Intellectual property
Licensing agreements
Service contracts
Structured settlements
Key Rating Considerations
1
Enforceability and legal strength of the underlying contract or IP right
2
Counterparty credit quality and renewal probability
3
Cash flow predictability and sensitivity to market conditions
4
Concentration risk by counterparty, geography, or sector
5
Structural protections and bankruptcy-remoteness
6
Servicer quality and operational continuity
Coverage Statistics
50/50
Top U.S. Life Insurers
Global
Coverage
3200+
Deals Rated in 2025
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