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Subscription Ratings

For over a quarter century, Egan-Jones has been issuing timely, accurate credit ratings. The firm has rapidly gained credibility by consistently anticipating changes in credit quality.

Timely, Accurate, Independent

Egan-Jones is known for timely, accurate credit ratings. The firm has rapidly gained credibility by consistently anticipating changes in credit quality - often well ahead of the major NRSROs.

Studies by the Federal Reserve and prestigious academic institutions confirm that over time, ratings from the largest NRSROs tend to converge toward those of Egan-Jones. This convergence pattern demonstrates the predictive accuracy of our analytical methodology. The ESMA mapping study further confirmed that no notching adjustment is required when using Egan-Jones ratings for regulatory capital purposes.

Egan-Jones analysts strive to issue the most accurate rating possible, without commercial pressure from rated entities. Our independence is structural: we are not owned by any issuer, bank, or financial conglomerate.

Asset Classes Covered

Asset-Backed Securitiesnon-NRSRO
Banks & Broker-Dealers
Corporate Issuers
Financial Institutions
Insurance Companies
Sovereign Debtnon-NRSRO

non-NRSRO - Ratings for these asset classes are not issued in Egan-Jones’ NRSRO capacity.

Products & Services

Our Subscription Ratings Suite

Ratings Analysis Report

Comprehensive reports analyzing an issuer's historic, current, and projected financial ratios. Includes comparisons with aggregated ratios sorted by agency rating for industry group, plus qualitative credit risk and outlook information.

Ratings Change Anticipator (RCA)

A proprietary tool that helps clients anticipate rating changes before they occur. The RCA identifies divergences between current ratings and projected credit quality, providing early warning signals.

Disparity Analysis

Identifies and analyzes significant rating disparities between Egan-Jones and other legacy NRSROs, highlighting potential opportunities or risks in the market.

Monthly Industry Review

Regular industry-level credit analysis covering trends, rating migrations, and sector-specific credit quality assessments across all major industry groups.

Data Feed

Structured data delivery of Egan-Jones ratings, outlooks, and research in machine-readable formats, enabling seamless integration into client systems and workflows.

CUSIP Ratings

Individual security-level ratings identified by CUSIP, enabling precise credit quality assessment for specific debt instruments within a portfolio.

Pearls and Pebbles

A curated selection of notable rating actions and credit insights - highlighting both high-quality opportunities (Pearls) and potential credit concerns (Pebbles).

Portfolio Manager

An integrated tool for monitoring credit quality across an entire portfolio, with automated alerts for rating changes, outlook shifts, and credit events.

Rating Scale

Long-Term Credit Rating Scale

AAA
Highest Quality
AA
Very High Quality
A
High Quality
BBB
Investment Grade
BB
Speculative
B
Highly Speculative
CCC
Very High Risk
CC
Extremely High Risk
C
Near Default
D
Default
NR
Not Rated
+/-
Modifiers

Request a Sample Report

Contact our team to receive a sample Ratings Analysis Report and learn how our research can support your investment process.

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