Legal

Privacy Policy

Effective Date: January 1, 2024

Egan-Jones Ratings Company ("Egan-Jones," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.

01Information We Collect

We collect information you provide directly to us, such as when you submit a contact form, request a rating, or communicate with us by email or phone. This may include your name, email address, company name, phone number, and the content of your message. We also automatically collect certain technical information when you visit our website, including your IP address, browser type, operating system, referring URLs, and pages visited. This information is collected through standard server logs and analytics tools.

02How We Use Your Information

We use the information we collect to: • Respond to your inquiries and fulfill your requests • Provide, maintain, and improve our services • Send you administrative communications about our services • Comply with legal obligations and regulatory requirements • Protect the security and integrity of our systems We do not sell, trade, or otherwise transfer your personal information to third parties for marketing purposes.

03Information Sharing

We may share your information with: • Service providers who assist us in operating our website and conducting our business, subject to confidentiality obligations • Regulatory authorities, law enforcement, or other parties when required by law or to protect our legal rights • Successors in the event of a merger, acquisition, or sale of assets We require all third parties to respect the security of your personal data and to treat it in accordance with applicable law.

04Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements. To determine the appropriate retention period, we consider the amount, nature, and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure, the purposes for which we process your personal data, and applicable legal requirements.

05Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

06Your Rights

Depending on your location, you may have certain rights regarding your personal information, including the right to access, correct, or delete your personal data. To exercise any of these rights, please contact us at the address below. We will respond to your request within a reasonable timeframe and in accordance with applicable law.

07Cookies

Our website uses cookies and similar tracking technologies to enhance your experience. Cookies are small data files stored on your device. We use session cookies (which expire when you close your browser) and persistent cookies (which remain on your device until deleted or expired). You can control cookies through your browser settings. Note that disabling cookies may affect the functionality of our website.

08Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

09Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the updated policy.

10Contact Us

If you have questions or concerns about this Privacy Policy or our privacy practices, please contact us at: Egan-Jones Ratings Company 1120 Avenue of the Americas, 4th Floor New York, NY 10036 Email: compliance@egan-jones.com Phone: (215) 405-2600